Explore top short- and long-term CD rates available today ...

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

With interest rates still elevated, certificates of deposit are offering some of the most attractive guaranteed returns savers have seen in years. Today’s best CD rates make it possible to earn more ...

Explore top short- and long-term CD rates available today Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Updated June 5, ...

The best certificates of deposit — commonly called CDs — guarantee a high rate of return on your principal at the end of an agreed-on term. Typically, the longer the term of your CD, the higher the ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...