Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

This might be the most expensive myth in personal finance. Saunders said people think keeping a balance on their credit card proves they’re using credit responsibly. “[The myth is] that carrying a ...

Your credit score affects everything from your mortgage rate to whether you can rent the apartment you want. But despite how important it is, many people believe myths about credit that can actually ...

Banks don’t know you as well as your mommy or your daddy. Perhaps you’re a trustworthy person who has struggled with handling credit in the past — but you’ve turned a corner and are determined to ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve their credit. Separating fact from fiction is essential ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Are you having trouble opening a new checking or savings account? It may be because a little known financial score called a banking score is hurting your chances of starting an account. Many of us are ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

Bill Pulte declared by tweet that homebuying costs would be lower if FICO had competition—a move that instead risks pushing credit-score prices higher.