Financial institutions are rapidly adopting AI for credit scoring, fraud detection, and customer engagement, using machine learning to expand access, improve accuracy, and speed decisions. While these ...

This article examines the work of data scientist Sai Prashanth Pathi in AI for credit risk, focusing on explainable machine learning in regulated finance, governance alignment, fairness, compliance, ...

The credit bureau warns fraudsters, and defenders now race to outsmart each other using AI.

Ford engineers are studying whether AI can play a role in detecting faulty run-downs. To do that, they first had to determine ...

Credit card balances have dropped 2.5% in the past 12 months – the largest decline we've seen since the height of the COVID-19 pandemic in 2020 – and credit card spending has dipped for the third time ...

Some credit card issuers now approve applicants without a Social Security number. Instead, they accept an Individual Taxpayer Identification Number, a passport or proof of income. That makes it easier ...

Fraudsters are tech-savvy and here to challenge us every step of the way—we need to always be a few steps, if not a few miles ...

Forget RFID-blocking wallets. Cybersecurity pros reveal why real-time transaction monitoring is the only way to beat modern skimming rings at their own game. ByChristopher Elliott, Senior Contributor.

Credit cards can be beneficial for building credit and earning rewards and perks if you know how to maximize them. Timing purchases wisely, asking your card company what it can do for you and keeping ...

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RAVENSWOOD, W.Va. (WSAZ) - A city employee has been charged with credit card fraud on Wednesday, after investigators say she used a municipal credit card to buy personal items totaling about $1,600, ...

The credit bureau says identities built with AI tools bypass traditional credit checks.