Free tool that scores contracts 0–100 in under 60 seconds, helping small business owners understand what they’re signing ...

Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through ...

What does it take to get the perfect 850 FICO score? We looked at one credit report to see components make up that number on ...

Upgrade introduces five behavioral risk categories and clearer score drivers to help lenders assess borrower credit ...

Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the future use of FICO® Score 10T credit scores for ...

A new analysis of loan-level data from both Fannie Mae and Freddie Mac reveals that VantageScore 4.0 consistently better rank-orders mortgage borrower risk and also better separates risk than FICO.

In 1989, Fair Isaac Corporation standardized how lenders assess human borrowers. The FICO score translated decades of ...

New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA ...

Researchers use machine learning and genetic analysis to uncover type 1 diabetes risk factors, improving prediction accuracy ...

On April 22, 2026, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will update their ...

New credit criteria: Fannie Mae and Freddie Mac will accept scores factoring in rental payments, potentially opening mortgage access to millions with thin credit histories. Who benefits most: ...

Risk Culture is an upstream causal driver of nearly every downstream risk category — because how people behave determines how ...