A balance transfer moves debt from a high-interest credit card to one with a lower rate. That can save you money and help you get out of debt faster — but only if you can pay it down before the promo ...

Carley Millhone is a writer and editor based in the Midwest who covers health, women's wellness, and travel. Her work has appeared in publications like SELF, Greatist, and PureWow. Balancing your ...