Earning credit card rewards is only half the battle. After receiving your card's welcome bonus and maximizing its rewards categories, you need to figure out when and how to use what you've earned.

Last month, President Donald Trump proposed capping the interest rate on credit cards at 10 percent as a way to help Americans save more. Members of Congress from both parties immediately rallied to ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The credit card space was dominated by luxury credit card overhauls in 2025. Multiple major issuers — from ...

Matt Moffitt is a contributing editor and expert in getting the most out of credit cards and points (he has at least 25 cards in his wallet at any given time). Originally from Sydney, Australia, he ...

President Donald Trump called for credit card companies to cap interest rates at 10%, roughly half the industry average, effective Jan. 20. That date arrived, and credit card rates have hardly budged.

Trump can’t cap credit card interest rates on his own: Under the Constitution, only Congress can regulate interest rates. High rates reflect risk—but defaults remain relatively low: Average credit ...

A decades-long drive to cap credit card interest rates has received a sudden jolt from President Donald Trump — and widespread pushback from banks. Subscribe to read this story ad-free Get unlimited ...

Trump signs an Executive Order in the Oval Office of the White House in Washington, D.C. on Jan. 30, 2025. Reporter President Donald Trump’s proposal for a one-year cap on credit card interest rates ...

President Donald Trump has said his plan to impose a temporary cap on credit card interest rates would curb “abuse” by U.S. lenders, but this has faced pushback from the banking industry, and experts ...

President Donald Trump has proposed a one-year cap of 10 percent on credit card interest rates, saying that Americans are being "ripped off." Credit cards are used by millions of Americans. The ...