The Homebuyer Privacy Protection Act just went into effect — and it’s a big deal.
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YouTubeNik Kulikov - Oregon Real Estate Broker
The Homebuyer Privacy Protection Act just went into effect — and it’s a big deal.
When you apply for a mortgage, credit bureaus used to sell your information to any lender willing to pay for it. The result? Your phone blowing up with calls, texts, and emails from lenders you never contacted — sometimes hundreds of them within days of your credit being pulled. That practice is now banned. As of March 5, 2026, the Homebuyer ...
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