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3 Common Credit Card Mistakes to Avoid! Using your credit card wisely can boost your financial health, but making these mistakes could cost you: - Don’t Just Pay the Minimum: Paying the minimum amount may seem like a good idea, but it leads to more interest and longer repayment periods. Always try to pay the full bill! - Respect the Due Date: Late payments not only mean fees but also hurt your CIBIL score. Set reminders or automate payments to avoid missing due dates! - Avoid Cash Withdrawals: W
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Here are 3 common credit card mistakes I see — and why to avoid them: ❌ CLOSING ACCOUNTS AT THE WRONG TIME Think ahead before closing accounts. If you’re applying for a major loan—for a car, home, or education—don’t close any accounts within 6 months of filing the loan application. You want as much credit as possible when you apply. However, if you know that an open account will entice you to spend and you want to close your credit card to prevent that, you should do it. You may take a slight hi
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