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Product highlights: Conventional financing with as little as 3% down payment•First-time homebuyers only•Credit scores as low as 620•1-unit properties, condos, PUDs and manufactured homes•Up to 100% of down payment can be gift funds•Pre-Purchase Counseling is required•Income limits apply•Must be paired with BorrowSmart Assistance•Owner-occupied, primary residence only•Purchase transactions only *In the state of Nevada, the consumer receives a $2,000 lender credit in lieu of a gift card.**Freddie
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