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Having a personal health insurance policy means you own your own health cover — independent of your employer. It’s your safety net that stays with you through every stage of life, whether you switch jobs, start your own business, or take a career break. Here’s why it’s important: Most people rely only on their company’s group (corporate) policy. But that policy is valid only as long as you’re employed with that company. The moment you leave, your coverage ends — and so does your protection again
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Did you know you can use both your corporate and personal health insurance for the same hospital bill? Here’s why it matters: Complete coverage: Claim first on your corporate policy, then use your personal policy to cover any remaining amount. Save your No Claim Bonus: By using your corporate policy first, your personal policy’s bonus stays intact, helping lower future premiums. Coverage beyond work: Your personal policy continues even if you leave or switch jobs. Extra benefits: Personal polici
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