My Husband Secretly Took Out A $300,000 Loan In My Name And Filed For Divorce. His Lawyer...
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My Husband Secretly Took Out A $300,000 Loan In My Name And Filed For Divorce. His Lawyer...
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What is an assumable loan… and why does it REALLY matter in divorce? 👀🏡 An assumable loan means one spouse can take over the existing mortgage — including that low interest rate. Sounds amazing, right? Sometimes it is. Sometimes it’s not. Here’s what you need to know: ✅ Pros: • You keep the current interest rate (huge if it’s 2–4%) • No need to refinance into today’s higher rates • Lower monthly payment compared to a new loan ⚠️ Cons & Watch Outs: • The loan must be current — NO late payments
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What is an assumable loan… and why does it REALLY matter in divorce? 👀🏡 An assumable loan means one spouse can take over the existing mortgage — including that low interest rate. Sounds amazing, right? Sometimes it is. Sometimes it’s not. Here’s what you need to know: ✅ Pros: • You keep the current interest rate (huge if it’s 2–4%) • No need to refinance into today’s higher rates • Lower monthly payment compared to a new loan ⚠️ Cons & Watch Outs: • The loan must be current — NO late payments
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